Roof Financing
& Payment Options
Need a roof but want to understand your payment options before scheduling an inspection? Start here.
Gravity Roofing helps Central Florida homeowners explore available payment paths before choosing the next step. Tell us what you need, and our team can help you understand which options may be worth exploring.
Soft-credit prequalification or approval is available with select payment options.
Select programs allow you to pay the balance off early without a prepayment penalty.
No-money-down options may be available for qualifying homeowners through select programs.
Talk with our team first so we can help you understand the paths available before you apply.
Roof Financing Built Around Real Life.
Roof problems do not always arrive when your budget is ready for them. That does not mean you should have to figure out the financing landscape on your own.
Gravity Roofing gives homeowners a place to start. We can help you understand the different payment approaches that may be available, from short-term promotional financing to longer monthly payment, PACE, and home-equity options.
We want to understand what you are looking for before you apply anywhere, so one financing path does not become your only path.
Get the Information First. Then Choose Your Next Step.
You do not have to apply for financing or schedule a roof inspection just to learn what may be available.Start by talking to our team.
One Conversation
Tell Gravity what you are looking for and what matters most, whether that is short-term flexibility, a lower monthly payment, PACE, or home equity.
Understand the Paths
Our team can explain the payment approaches that may be worth exploring without turning the page into a directory of lenders and applications.
Move When You're Ready
Want more information first? That's okay.When you are ready to take the next step, Gravity can help you move forward.
A Property-Based Path Worth Understanding.
PACE stands for Property Assessed Clean Energy. For eligible properties in participating areas, PACE may provide a different way to finance qualifying home improvements.
PACE Financing for Roofing Projects.
Unlike traditional credit-focused financing, the PACE option available through Gravity's participating third-party programs does not require a minimum FICO score.
Qualification is based primarily on the property and available home equity, with repayment added to the property's annual tax assessment. Availability depends on the property and participating local programs.
Prefer toPay Directly? No Problem.
Not every homeowner wants or needs financing. Gravity Roofing also accepts several standard payment methods.
Exploring Payment Options Is Simple.
Tell Us What You Need
Complete the short form below and let us know that you are interested in roof financing or payment options.
Talk With Gravity
Our team will connect with you and help explain the payment paths that may be relevant to your situation.
Decide Your Next Step
Get the information you need first. If and when you're ready, we can help you take the next step with your roofing project.
Ready to Explore Your Payment Options?
Tell us what you'd like to understand. A member of the Gravity Roofing team can follow up with more information about the payment paths that may be available to you.
Roof Financing FAQs.
You do not need to know exactly which financing path you want before contacting Gravity. These answers are a good place to start.
GET MORE INFORMATION →Do I need to schedule an inspection to ask about financing? +
No. You can contact Gravity Roofing for information about payment options before deciding whether you are ready to schedule an inspection.
Do I apply directly with a lender from this page? +
No. This page is designed to help you understand the payment approaches that may be available. Start by contacting Gravity Roofing so our team can help guide the next step.
Are soft-credit options available? +
Some available payment programs offer soft-credit prequalification or approval. A hard credit inquiry may be required if you choose to proceed with a financing offer.
Are there options without a prepayment penalty? +
Yes. Several of the available options described on this page include no prepayment penalty.
What is the 12-month promotional option? +
This option offers 0% interest when the financed balance is paid in full within the promotional period. Minimum monthly payments start at $99.
What is PACE roof financing? +
PACE stands for Property Assessed Clean Energy. The property-based option described here focuses primarily on the property and available home equity, with repayment through the property's tax assessment.
Does the PACE option require a minimum FICO score? +
The PACE option described on this page does not require a minimum FICO score. Eligibility and availability depend on the property and participating programs.
Can I use home equity to pay for a roof? +
A home-equity option may be available for qualifying homeowners, including financing amounts from $15,000 to $400,000 and terms ranging from 5 to 30 years.
Do I have to finance my roof? +
No. Gravity Roofing also accepts cash, check, credit or debit card, and EFT transfer.
Have Questions About Paying for Your Roof? Start With Gravity.
EXPLORE MY OPTIONS →Gravity Roofing is not a lender and does not provide in-house financing. Payment and financing solutions are offered through participating third-party providers. Financing options are subject to approval. Terms, rates, programs, eligibility requirements, and availability vary by provider and may change without notice.
*Soft-credit prequalification or approval may be available with select programs. A hard credit inquiry may be required if you choose to proceed with a financing offer.
Promotional financing terms apply only when the applicable requirements are satisfied. Ask Gravity Roofing for current program details.
**PACE repayment through property taxes means an assessment is added to the property's annual tax bill in accordance with applicable state and local programs. Not all homeowners, properties, or areas qualify.
EXPLORE YOUR PAYMENT OPTIONS
EXPLORE YOUR PAYMENT OPTIONS
Tell us what you’d like to know, and a member of the Gravity Roofing team will reach out with more information about the payment options that may be available to you. No inspection booking required.